What I can do for you
I’m dedicated to understanding your goals and dreams, and to providing you with the professional financial security planning advice needed to help you achieve them. My mission is to build a dynamic financial security plan tailored to help meet your specific needs, and to create a long-term business relationship with you as you navigate financial decisions throughout your life.
Financial Planning
I’ll help you understand your choices, and the solutions available to help achieve your personal or business goals. Once your plan is in place, I’ll continue to work with you by reviewing your financial security plan from time to time with you to help ensure you’re still on track to achieve your goals.
Investments
Whether saving for your child’s education, planning a vacation, building a nest-egg or managing your finances during retirement, I can help you create an investment portfolio that fits your needs. Together with you, we will ensure that your portfolio contains a suitable asset allocation that will grow your money with an appropriate balance of growth, stability, and diversification.
I have access to a wide range of investment vehicles, including:
- Mutual funds, money market funds, GICs
- Tax Free Savings Accounts (TFSA)
- First Home Savings Accounts (FHSA)
- Registered education savings plans (RESP)
- Registered retirement savings plans (RRSP, RRIF)
- Registered Disability Savings Plans (RDSP)
- Locked-in Retirement Accounts (LIRA, LIF)
- Guaranteed interest options and payout annuities
Socially Responsible Investing
Many of my clients prioritize doing good with their money, along with earning returns. Socially Responsible (Ethical) investing incorporates multiple strategies including ESG screening, shareholder engagement, thematic investing, and more. You can read more about SRI here.
Insurance products
Along with helping you build and manage your investments, I can help you choose insurance products to minimize financial risk to you and your family.
Individual life insurance
Having the right life insurance protection can make a huge difference in your life, and the lives of those close to you. A financial security plan that includes life insurance can ensure you leave your estate financially secure, and avoid debts and an inadequate income for your family.
Disability insurance
Accidents and illnesses are unfortunate facts of life. Disability insurance coverage is designed to help protect your most valuable asset – your ability to earn an income, which can be jeopardized if tragedy strikes.
Critical illness insurance
A critical illness or condition, such as heart attack, cancer or stroke, can turn your life upside down. It can affect you physically, emotionally and financially. Insurance can protect both you and those close to you from the financial effects of a critical illness.
Group health and dental insurance
If you are a business owner, you may want to provide your employees with the benefit of a group health plan. Plans include prescription drugs, eye exams and paramedical services; they may also include long-term disability. I can help you customize a plan that meets your team’s needs.