Hello, and welcome here! If you’re looking for a financial advisor in North Vancouver (or anywhere in BC, really), you’ve come to the right place. My name is Holly, and I’m a Certified Financial Planner (CFP) in North Vancouver. I work with a firm called Shasta Consulting Group in lower Lonsdale. What makes me different Read More
Author: Holly
Layering Retirement Income (Intro)
Retirement is a phase of life that many of us eagerly anticipate. It’s a time to relax, pursue hobbies, travel, and spend quality time with loved ones. However, ensuring a financially secure retirement requires careful planning and a well-thought-out income strategy. One effective approach to achieving this is through the concept of layering retirement income. Read More
Transferring Money from a Group RRSP to a Personal RRSP
Retirement planning is a crucial aspect of our financial well-being, and employer-sponsored Registered Retirement Savings Plans (RRSPs) often play a significant role in building a secure future. However, when leaving an employer, it’s essential to evaluate your options for managing your retirement savings effectively. You will be generally be given the option of leaving the Read More
The Magic of Dollar Cost Averaging
Let’s talk about one of the best concepts in investing: Dollar Cost Averaging! If you’re not using this to your advantage, you should be! For today’s explanation, I’ll turn to one of my favourite investing authors, Nick Murray. Here’s an excerpt from his book “Simple Wealth, Inevitable Wealth” (which I highly recommend). Compounding is only Read More
Financial Security Planning Solutions for Children
Whether we are parents, grandparents, aunts, uncles, or siblings, most of us have children in our lives who we care about deeply. We want them to have a full life now, and we also want to set them up for success and happiness in the future. And even though most of us are familiar with Read More
First Home Savings Accounts (FHSA): A Pathway to Affordable Homeownership
The dream of owning a home is one that many Canadians share. However, saving for a down payment can be a daunting task. In an effort to support aspiring homeowners, I am excited to announce the launch of First Home Savings Accounts (FHSAs) through my dealer, Investia. In this blog post I will provide you Read More
Responsible Investing
Long before I came into the financial industry, I struggled with the role of money in my life and in the world. In my twenties I went through a crisis of conscience; between environmental concerns and human rights it seemed that in our global economy there was no way to work, invest, consume without hurting Read More
Mortgage Insurance vs. Personal Life Insurance
Your home may very well be the largest purchase you ever make; consequently, your mortgage may also be your family’s greatest liability if a primary income earner should die prematurely. How do you help ensure that your loved ones will not be saddled with a massive debt if the unthinkable happens to you or your Read More
The Four Cornerstones
A sound financial security plan should protect you against uncontrollable events such as disabilities or death, while helping you plan for controllable events such as buying a new home and retiring comfortably. To do this, my planning process is based on four cornerstones of financial security planning: Financial security at death All financial security plans Read More
“I can’t invest because I have no money”
The number one reason young adults give me for not saving and investing is that they can’t afford to. I get it. When I finished college at 22, all of my friends were getting married and having kids. I remember being jealous of the married couples because everything they needed to get started was given Read More