Those of you who have been to my Intro to Saving and Investing workshop are familiar with the concept of Financial Capital and Human Capital. (Haven’t been to that workshop yet? Why the heck not??? Check out upcoming dates here.) To recap, Human Capital is your ability and desire to earn money, while your Financial Read More
Author: Holly
“I can’t invest because I have no money!”
The number one reason young adults give me for not saving and investing is that they can’t afford to. I get it. When I finished college at 22, all of my friends were getting married and having kids. I remember being jealous of the married couples because everything they needed to get started was given Read More
The Value of Advice
How do you measure the value of advice? It’s one of life’s intangibles, but most of us seek it out before making important decisions. The best advice is meaningful and impactful, and as unique as the person receiving it. And while some people think they can manage on their own and are satisfied with the Read More
Financial security planning solutions for children
Whether we are parents, grandparents, aunts, uncles, or siblings, most of us have children in our lives who we care about deeply. We want them to have a full life now, and we also want to set them up for success and happiness in the future. And even though most of us are familiar with Read More
The four cornerstones
A sound financial security plan should protect you against uncontrollable events such as disabilities or death, while helping you plan for controllable events such as buying a new home and retiring comfortably. To do this, Freedom 55 Financial’s planning process is based on four cornerstones of financial security planning: Financial security at death Retirement Liquidity Read More
Mortgage insurance versus personal life insurance
Your home may very well be the largest purchase you ever make; consequently, your mortgage may also be your family’s greatest liability if a primary income earner should die prematurely. How do you help ensure that your loved ones will not be saddled with a massive debt if the unthinkable happens to you or your Read More